Life Insurance: Variable Life vs Whole Life, which one is really better?

Life Insurance: Variable Life vs Whole Life, which one is really better?

Is Whole Life premium more money than Variable Universal Life? I asked for a Whole Life insurance quote from one of the big insurance companies around, instead the agent tries to convince me that I should go with Variable Universal Life. He said Whole Life premium is always higher than Variable Life. He generated a printout for Variable Universal Life but not for Whole Life. I just want my premium to remain fixed in my old age and dont want the death benefit to fluctuate hence I prefer Whole Life. He stated that the death benefit is guaranteed for VUL. Is it really? I have a feeling it's not and that the premium for VUL will increase in my old age since it's dependent on my market investment. I'm beginning to think that his commission for selling Variable Life is more than selling Whole Life. I'm 37 female, non-smoker, in good health. I dont believe Whole Life premium would be that much higher than VUL. Any input is appreciated.

 

BEST ANSWER: Try this site where you can compare quotes:insurancetocompare.info

 

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I just need an in general Really what I need is a website where I might be able to fill out some information to get an average of what my insurance might be. I will get my license soon. I have a high GPA around 3.5 and will be driving a dodge spirit in ohio. Anyone have any idea around what my insurance would be?

 

 

Ohio motorcycle insurance, 18 years old.?

I want to buy a motorcycle and I have the money but the only question I have is where I can find reasonable insurance rates. I am 18 and have never owned a motorcycle before. I am interested in buying a 1970's Kawasaki 400. Can someone give me advice or point me in the right direction regarding insurance?

 

 

What is the best/cheap dental isurance?

What is the best and cheapest dental insurance in CA for someone who isnt married or have kids is on a tight budget, and needs major exstensive dental work including cosmetic and anestesia?

 

 

Which home insurance company should I choose?

I'm currently shopping for home insurance and I need some answers quickly. I currently have Allied Insurance and am thinking switching over to Western Mutual because of the cost for the policy. Anyone know the differences between the two and what's the web site for checking reputations and so forth about an insurance company from the states i've living in??

 

 

Where is a good and cheap place to get sr22 insurance?

Where is a good and cheap place to get sr22 insurance?

 

 

Getting a check from both insurance companies?

I recently got in a car accident, and both insurance companies (mine & the other party's) sent me a check to cover the damages, each check is enough to cover the full damage. What should I do? a. Use check from other party's insurance, and return the one from my insurance company. b. Use check from my insurance company, and return the one from the other party's. c. Keep both checks

 

 

What happens if u get caught driving a car without insurance?

what fines or punishments do u get driving a car without insurance or registration in ontario? Also, what happens if you get caught driving with a g1? and both?

 

 

Online insurance - how to?

Hi.. im looking for information regarding online insurance and how one goes about it??

 

 

Insurance company, can I ? Urgent?

I had a traffic accident with a bus and I had surgery, my health insurance payed 70% of all treatment fees and I payed 30%. now I have right to a compensation from the bus' insurance company because it was the bus driver mistake. they asked me for all the receipts to calculate the total cost. now I wanna include the amount paid by my health insurance company, do I have the right to do that ? I would like also to know if the 2nd insurance company can contact the hospital in which I had surgery to ask who payed the surgery fee. can they do that with my ID / or would the hospital provide them the information. Thank you so much, I need to now as soon as possible.

 

 

How important is insurance to you?

Insurance companies sell them in many different forms. Life , Critical illness, Pet etc... We never used to have so much insurance in good old days but nowawadays we seem to have an insurance product to cover almost everything.Although the need for insurance is very much there do you think we are being tricked by the companies..? What are your thoughts / experiences? (well lets not talk about car insurance as its a must to have)

 

 

Classic / antique auto insurance in ny cheap?

Im looking to get cheap classic auto insurance. for a car thats more than 25 years old. Its going to be a show car, and rarely be driven. Liability only. I live in NY, so company must be available in NY, and be cheap. Thanks.

 

 

Cheapest car to insure and run?

So in all your opinions what is a cheap car both to run and insure? Also, would a 2000-2001 vehicle make much difference to an insurer?

 

 

What could i expect to pay for insurance being a first time driver?

Hi, im looking to buy my first car with some money im getting from school; it will be used of course but i would like to know if anyone can give me insight on insurance costs. I will soon be 21 years old, have had a license for about a year and a half, and i have one accident on my record (possibly) that happened almost a year ago while driving my sister's car; and i was not listed on thier insurance as a driver does that make a difference? With all that being said how much could i expect to pay for insurance? Oh and i live in Philadelphia,PA if that helps with answers. Also what additional fees should i expect to encounter outside of insurance? Thanks!

 

 

Help finding affordable health care for an individual 24 year old female in college part time and working.?

I am a 24 year old female in a community college (my 3rd semester) I am not full time because I am working as a waitress to survive outside of school. I have looked all over the internet and the quotes I have gotten have actually made me laugh. 520, 250, 300 a month for health insurance are you kidding? I have to pay 500 hundred dollars for health insurance a month? That is almost my rent. This is ridiculous! I really need to get a doctor and more then that I need a dentist. I grew up with a single father and I have only been able to go to the dentist once because his work did not provide health care unfortunately. I am not trying to come off as bitching but this is really frustrating to me. :o( Can someone please send a website with an affordable New York health insurance? I would really appreciate it. Thanks! :o/

 

 

Is there any way my parents can get my license suspended? and for new drivers how much is the insurance?

my dad is saying he doesnt want me to drive cuz im gonna visit my boyfriend. nd i jst wanna know if he cld suspend my license? my dad doesnt want to pay for my insurance nd i have to pay for it. nd was wondering how much its gonna cost me.

 

 

Exactly what did Health Care supporters mean by affordable Health Care?

I talk to many that say much of their income is going to Health Care. Will Obama care really bring affordable health care to those who cannot afford it? This seems a little confusing?

 

Life Insurance: Variable Life vs Whole Life, which one is really better?

Is Whole Life premium more money than Variable Universal Life? I asked for a Whole Life insurance quote from one of the big insurance companies around, instead the agent tries to convince me that I should go with Variable Universal Life. He said Whole Life premium is always higher than Variable Life. He generated a printout for Variable Universal Life but not for Whole Life. I just want my premium to remain fixed in my old age and dont want the death benefit to fluctuate hence I prefer Whole Life. He stated that the death benefit is guaranteed for VUL. Is it really? I have a feeling it's not and that the premium for VUL will increase in my old age since it's dependent on my market investment. I'm beginning to think that his commission for selling Variable Life is more than selling Whole Life. I'm 37 female, non-smoker, in good health. I dont believe Whole Life premium would be that much higher than VUL. Any input is appreciated.

https://www.linkedin.com/pulse/what-cheap-auto-insurance-20yr-old-male-student-donald-harrison/